Can You Buy Stocks With a Credit Card?

A credit card is a way to buy something you can’t afford. But can you buy stocks, shares, and even crypto by using a credit card? The answer is YES. You can buy stocks using a credit card. You will still need to pay it off, but it is a way to get money fast […]

The Ten Worst Credit Card Mistakes

The Danger of Credit Cards Having credit cards can be a great financial tool. They can help you build your credit, earn rewards for yourself, and provide some breathing room for your budget. However, if you’re not managing the usage of your credit cards correctly, they can be incredibly dangerous. To help you avoid that, […]

Does a Car Payment Build Credit?

That new car smell… The envious looks from a passerby… The wind on your face… …all thrills of purchasing a new car. But do car payments build credit? Car loans can have a good and bad impact on your credit score depending on if you repay the auto loan in full and make timely payments. […]

A credit score is intended to measure:

You have probably heard of a credit score. It’s extremely important when you try to borrow money. Every American has a credit score. What does a credit score measure? A credit score measures your trustworthiness for an institution to lend you money. The higher your credit score, the more likely you will be lent money or […]

Remove Inaccurate Inquiries From Your Credit Report

Credit inquiries are when potential lenders request to see your credit file. A single hard inquiry also called a “hard pull,” isn’t likely to impact your eligibility for a new line of credit, such as a credit card. However, it can, in certain cases, affect your credit score for around two years. How do you […]

What Factors Contribute to Creditworthiness?

What is creditworthiness? Creditworthiness is an important financial topic because it impacts how credit lenders decide if you can get new credit. Your creditworthiness also plays a big role in your credit score. Because of this, you must understand what creditworthiness is, how to check your creditworthiness, and what you can do to improve your […]

Is it possible to live without debt?

Most people think that debt is an evil necessity, but there are ways you can live without debt or having to worry about your credit score. The benefits of living without credit cards and debt are easy to understand, but it’s also important to know the challenges that you’ll face and what you can do […]

Discover vs Capital One Credit Cards

Discover, and Capital One are two of the most reliable financial services providers. In a way, “Discover vs. Capital One” is the kind of debate that is inevitable, considering where these two financial giants have positioned themselves in the industry. The choice between the two often comes down to personal preference. However, that doesn’t mean […]

How Often Do Credit Scores Update?

If you check your credit score today and then check it again a week later, there’s a good chance that those numbers won’t match. Have you ever wondered what happens between each credit inquiry? Why does your credit score change so frequently, and how often do credit scores update? Here’s everything you need to know […]

Partially Secured Credit Cards

Credit cards have become an essential part of everyday life for most people. Another advantage is that using a credit card will often help you quickly increase your credit score. But what does it mean when a credit card is partially secured? It means that, unlike an unsecured credit card, you will have to give […]