Should I Refinance My Mortgage?

Refinancing your mortgage can be of great benefit to your financial situation. Depending on your equity and current rates, you could get cash back to pay other bills or loans. You may be able to reduce the length of the loan while lowering the payments. If the interest has dropped by even 1%, it can […]

What Are Certified Mortgage Planners and How Can They Help You?

Certified Mortgage Planners

What is a certified mortgage planner? A certified mortgage planner is a new term used in the mortgage industry to name mortgage originators who help borrowers integrate mortgage decisions and short-term and long-term financial goals.  The term arose due to criticism from the mortgage banking industry. Aims of a Certified Mortgage Planner A certified mortgage […]

What Is a Fully Amortized Loan – A Definition and More Info

What Is a Fully Amortized Loan

Whenever applying for a loan, it’s important to familiarize yourself with the terminologies that come with the process. Terminologies like “fully amortized loan,” for example, determine the method through which your loan will be repaid and, as such, your actual debt liability. Loans such as mortgages and home equity loans are structured so that the […]

Should You Use Personal Loan for Down Payment – Home Loans Info

Word on house with calculator and dollars on wood background

According to statistics, the personal homeownership in America stands at around 65.8%, which, to be frank, is an impressive rate by all accounts. However, these kinds of figures don’t really paint the actual picture. Questions such as how many of these homeowners had to take out a personal loan for a down payment aren’t answered […]

Residential Real Estate Attorneys: Do You Need One?

Residential Real Estate Attorneys

It’s only when you try to do something do you realize that there are so many different moving parts involved in the entire process. Take selling or buying a house, for example. Ideally speaking, all you need in this kind of transaction should be: The house you want to buy The seller is willing to […]

Real Estate Attorney vs Title Company- What Are the Differences?

real estate attorney

The purchase or sale of a home is a big deal for anyone who finds themselves in that situation, regardless of how many times you have done it. It doesn’t matter whether you are the buyer, seller, or real estate agent. It involves life-changing decisions with far-reaching financial and legal consequences. The state’s regulations where […]

What Is In-House Financing? How Does In-House Financing Work?

real estate agent and customer discussing for contract to buy house

When was the last time you walked into a car dealership, saw a beautiful machine but couldn’t quite afford it? There’s a very good chance that the salesperson told you that you didn’t have to pay the full amount right away. He or she probably said something along the lines of “we can provide in-house […]

What Is a Non-Conventional Loan For Buyers and Investors?

Home sold out concept

If you have ever gone through the process of buying a house and applying for a mortgage to do so, there’s a good chance that you came across conventional loan options. Try and think back. Do terms like “conforming mortgage,” “conforming jumbo mortgage,” and “non-owner-occupied mortgage” ring a bell? These are all examples of conventional […]

21st Mortgage Loan Requirements

21st Mortgage offers a variety of loans for houses, mobile homes, and manufactured homes. They are one of the best lenders for property loans, whether to live in or buy as a rental property. If you have equity in the property, you may even be able to get cashback or refinance at a lower rate. […]

How Much are my Mortgage Payments?

An affordable mortgage is necessary. It reduces financial stress, helps you plan for the future, and helps you be ready for emergency expenses. A mortgage takes years to pay off, and you don’t want to worry all the time about those payments. Staying on top of them all begins with a price you can afford! […]